💼 Finance Calculator
Calculate PV, PMT, FV, I/Y, and N with detailed amortization schedule. Essential tool for financial planning and analysis.
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Finance Calculator FAQs
🔎 What Can You Calculate?
- Future Value (FV): How much your money will grow after N periods.
- Present Value (PV): The current worth of future payments.
- Interest Rate (I/Y): What rate would result in your target FV?
- Payment Amount (PMT): How much you need to invest or repay.
🧮 How Is This Calculated?
The calculator uses time value of money formulas used in professional financial planning tools and calculators. All results are shown with a breakdown and amortization schedule.
The calculations consider compounding periods and payment timing (beginning or end of period) to provide accurate results.
📊 What's Included in the Results?
For each calculation, you'll receive:
- The calculated value (FV, PV, PMT, I/Y, or N)
- Summary of all inputs
- Total payments and interest
- Visual chart showing value changes over time
- Detailed amortization schedule
💡 Tips for Accurate Calculations
- For loans, enter PV as positive and PMT as negative
- For investments, enter PV as negative (outflow) and PMT as negative for regular contributions
- Match the compounding frequency (C/Y) with your actual financial product
- Consider taxes and fees which aren't included in these calculations