Auto Loan Calculator

Estimate your monthly car payments and total loan cost with our comprehensive calculator.

This free Auto Loan Calculator helps you estimate your monthly car loan payments and total financing costs. It considers down payments, trade-ins, sales tax, interest rates, and other fees. View your amortization schedule, tax impact, and compare car loan scenarios in real time.

Tool Input

Enter the full price of the vehicle.
Enter the loan duration in months (1-96).
Enter the annual interest rate.
Enter any down payment amount.
Enter the value of any trade-in vehicle.
Enter any remaining balance owed on the trade-in.
Enter any manufacturer or dealer incentives.
Enter the applicable sales tax rate.
Enter any additional fees (title, registration, etc.).
Select your state for accurate tax calculations (optional).

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Results

Monthly Payment

$0.00
Estimated monthly payment
Total Loan Amount
$0.00
Sales Tax
$0.00
Upfront Payment
$0.00
Total Interest
$0.00

Loan Summary

Total Loan Payments
$0.00
Total Cost
$0.00

Amortization Overview

Year Interest Paid Principal Paid Ending Balance

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About This Tool

Whether you're buying new or used, this car finance tool gives you full transparency before you visit the dealership. Our calculator provides detailed breakdowns of principal vs. interest payments and shows how much you'll pay over the life of your loan.

All calculations are performed in your browser for privacy and speed. No personal information is collected or stored.

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